Medicare doesn’t always simply provide senior citizens with health coverage. Often seniors work with private companies to get their Medicare through a plan known as a Medicare Advantage Plan. Medicare Advantage Plans deliver your Medicare Part A and Part B benefits through a private insurance company. This plan can take the form of an HMO, preferred provider organization, and many other types of plans. It all depends on what you need.
The Medicare Advantage Plan is the first step to ensure that you’re covered through Medicare. So if you will soon be 65, or you’re already 65 and unhappy with your current plan, call us!
We can help you find the one that’s right for you.
While original Medicare offers a great deal of care for seniors, it doesn’t cover everything. If you’re covered by original Medicare but need more coverage, it’s time to consider a Medicare Supplemental Insurance policy.
Medicare Supplemental Insurance is often called “Medigap” because it fills in the gaps left by original Medicare, such as healthcare coverage outside the United States. But there are some things to keep in mind. First of all, by law, Medicare Supplemental Insurance can’t cover prescription drugs – those are covered through Medicare Part D. Also, you cannot have a Medicare Advantage Plan and Medicare Supplemental Insurance at the same time.
If this sounds confusing, don’t worry. Our agents are here to explain everything to you and help you find the right plan for your needs. Get in touch
with us today to get started!