Medicare Advantage Plans

Medicare Health Insurance & Medicare Supplemental Insurance in Niagara Falls, NY

Accessing Medicare isn’t as simple as turning 65 and being able to enjoy free or low-cost healthcare for life. It’s essential that you find the right health plan for your needs, one that you can hopefully stick to for the long term. Luckily, Accardo Agency Inc. is here to help.

At Accardo Agency Inc., we help seniors and their families across Niagara Falls, NY navigate the often-confusing Medicare health insurance process. We can help you look through your options, understand the differences between different plans, and pick the one that’s right for you.

Learn more about some of the plans we offer below, and if you have questions, be sure to call us today.
Medicare Supplemental Insurance in Niagara Falls, NY - Accardo Agency Inc.

Medicare Advantage Plans

Medicare doesn’t always simply provide senior citizens with health coverage. Often, seniors work with private companies to get their Medicare through a plan known as a Medicare Advantage Plan. Medicare Advantage Plans deliver your Medicare Part A and Part B benefits through a private insurance company. This plan can take the form of an HMO, preferred provider organization, and many other types of plans. It all depends on what you need.

The Medicare Advantage Plan is the first step to ensure that you’re covered through Medicare. So if you will soon be 65, or you’re already 65 and unhappy with your current plan, call the Accardo Agency! We can help you find the Medicare Advantage Plan that’s right for you.
Medicare Health Insurance & Medicare Advantage Plans in Niagara Falls, NY - Accardo Agency Inc.

Medicare Supplemental Insurance

While original Medicare offers a great deal of care for seniors, it doesn’t cover everything. If you’re covered by original Medicare health insurance but need more coverage, it’s time to consider a Medicare Supplemental Insurance policy.

Medicare Supplemental Insurance is often called “Medigap” because it fills in the gaps left by original Medicare, such as healthcare coverage outside the United States. But there are some things to keep in mind. First of all, by law, Medicare Supplemental Insurance can’t cover prescription drugs – those are covered through Medicare Part D. Also, you cannot have a Medicare Advantage Plan and Medicare Supplemental Insurance at the same time.

If this sounds confusing, don’t worry. Our agents are here to explain everything to you and help you find the right Medicare plan for your needs. Get in touch with us today to get started!
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