Most standard homeowners insurance policies cover these types of damages or losses:
Many homeowners insurance policies cover structural damage. For example, if Niagara Falls, NY was hit with a severe snow storm, and your electrical system was affected, your policy would cover necessary repairs. Other structures like garages and sheds can be included in the policy.
Personal Property Loss
A sound homeowners insurance policy will reimburse you for any personal belongings that may have been damaged, like furniture, clothes, equipment, or any other personal items.
Even though nobody expects an accident to happen in their home, what if someone slips and falls on your property? Liability coverage prevents you from paying out of pocket for unexpected accidents. It also may protect you from potential accidents away from home.
To learn about what other assets are covered under a homeowners insurance policy, schedule an appointment
with our insurance agents at Accardo Agency. We'll work with you to pick the best insurance plan that suits your needs. It's always better to be prepared!