Home Insurance

Homeowners Insurance for Residents of Niagara Falls, NY

Becoming a homeowner is an exciting time in your life. It also comes with many responsibilities that you should want to uphold no matter what. Your home is your largest asset, your biggest investment, and your beloved shelter. Perhaps one of the most important steps a new homeowner must take is to purchase homeowners insurance. Protect your home with quality home insurance from The Accardo Agency in Niagara Falls, NY. Our homeowners insurance will keep you, your family, and your possessions safe in the case of an emergency.

Emergencies happen all the time without notice. It’s impossible to predict when a flash flood is going to hit your town or a burglar is going to rob your house. That’s why it’s best to be prepared for emergencies before they happen. At The Accardo Agency, our home insurance policies cover loss or damage to your personal belongings as well as damage to the interior and exterior of your home.
Homeowners Insurance in Niagara Falls, NY - Accardo Agency Inc.

What does a homeowners insurance policy cover?

Most standard homeowners insurance policies cover these types of damages or losses:

Structural Damage
Many homeowners insurance policies cover structural damage. For example, if Niagara Falls, NY was hit with a severe snow storm, and your electrical system was affected, your policy would cover necessary repairs. Other structures like garages and sheds can be included in the policy.

Personal Property Loss 
A sound homeowners insurance policy will reimburse you for any personal belongings that may have been damaged, like furniture, clothes, equipment, or any other personal items.

Liability Protection
Even though nobody expects an accident to happen in their home, what if someone slips and falls on your property? Liability coverage prevents you from paying out of pocket for unexpected accidents. It also may protect you from potential accidents away from home.

To learn about what other assets are covered under a homeowners insurance policy, schedule an appointment with our insurance agents at Accardo Agency. We'll work with you to pick the best insurance plan that suits your needs. It's always better to be prepared!
Contact us today to evaluate your current homeowners insurance policy!
Call The Accardo Agency to talk to one of our professional representatives about getting your own homeowners insurance. We will listen to your needs and concerns, then customize a plan that works perfectly for you. Make the right choice for you and your family and contact the insurance agents at The Accardo Agency today!
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